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A Banking Blog with Information Centered Around You.

The Central Bank banking blog is your go-to source for insight aimed at helping you better manage your finances -- and continue working toward your personal and business banking goals. Read on, soak up useful information and stay in the know. Our banking blog is here to help.


The Big Benefits a Small Business Loan Has to Offer

A small business loan is often one of the first things that comes to mind for an up-and-coming entrepreneur looking to get their start, or for an existing business owner who’s eyeing plans to expand. Even so, few people truly recognize the full range of benefits the tool carries with it. In addition to the obvious “win” — the ability to make important purchases — a small business loan has the power to pave the way for future business success, and to instill a fair share of confidence, too.

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Online Scams: Tips to Help You Avoid Cybersecurity Concerns

In a world where so much of daily life is driven by the internet, online scams can do real damage. Sensitive information falling into the wrong hands can impact everything from personal bank accounts, to corporate credit cards, human resources data and beyond. Of course, there are ways to stand protected against such fraud.

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The Online Bank Account: Setting Yourself Up for Success

In today’s tech-driven world, the online bank account is a financial tool most businesses (and individuals) can’t do without. Not only does it provide a virtually real-time snapshot of your financial situation anywhere you can access the internet, but it makes easy work of managing and moving your money. Of course, certain special considerations also come into play.

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How (and Why) to Establish a Business Checking Account

The business checking account is a must-have financial tool in the modern world. It provides a pathway for streamlined, secure company payments and purchases. It offers itemized overviews of recent transactions to help keep your books balanced. It helps establish a business as its own entity and keep funds separated accordingly. (Of course, those points are only true if you have the right account in place — and you’re making the most of it.) 

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Lending News You Can Use: How to Apply for a Small Business Loan

It’s an undertaking virtually every entrepreneur must address at some point in their journey: how to apply for a small business loan. With so much riding on the outcome, and so many options out there, the task can seem daunting. The good news is, breaking things down into a few easy-to-follow steps can make the entire process more manageable. Read on for a high-level explanation of how to apply for a small business loan.

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The Local Bank: What it is, and the Benefits it Offers

We talk frequently about Central Bank’s status as a local bank, but what exactly does that mean? After all, any given town can play home to a large number of financial institutions. Does every bank achieve the moniker? The short answer, of course, is no — but the longer answer requires a bit of explanation. Read on to learn what distinguishes a financial institution as a community or local bank, and the benefits associated with doing business with one.

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Understanding Our Lingo: Equal Housing Lender and FDIC Coverage

If you've done much online banking, or even seen bank ads on TV, you might have noticed Member FDIC and Equal Housing Lender labels. Financial institutions certified as equal housing lenders conduct business in accordance with anti-discrimination laws that concern the financing of property based on race, religion, national origin, sex, handicap or familial status. It’s all about creating a fairer playing field and ensuring everyone has access to quality service.

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What Every Business Should Know About Commercial Loans

Commercial loans can serve as a useful way to get a new endeavor off the ground, or to help a long-established business take its next steps toward growth. But with so many options out there — and so many financial institutions to choose from — the prospect can feel overwhelming. Central Bank’s commercial loan experts have pulled together a high-level overview aimed at helping you better understand the types of business loans available to you, a few considerations to keep in mind and the steps you should take to get started.

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The Financial Benefits Factoring Services Offer

Factoring services can rank among the most important elements in a company’s toolbox. They allow for improved cash flow. They offer peace of mind. They make extra funds available without additional debt. Still, they remain a mystery to many businesses. What exactly are factoring services, and what can they offer companies like yours? Read on for an overview from Central Bank and our affiliate factoring company, Advantage Business Capital.

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Patient Lending Solutions: Insight for Medical Practices

There’s been a growing trend in recent years of medical professionals seeking out patient lending solutions. This approach typically involves a partnership between the medical practice and lender, who work together to provide patient loans with agreeable terms. Central Bank offers healthcare practice solutions through a partnership with Epic River, and we find that such agreements offer benefits to patient and practice alike.

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