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Home Equity & HELOC Mortgages


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Offering Flexible Options for Home Equity Loans & HELOCs.

Central Bank provides trusted mortgage services in an effort to make additional lending options available to community businesses. After all, no two companies are exactly alike — and neither are their financial needs. The mortgage experts at our community bank take time to get to know our clients, and to create a custom approach to help them find financial success. With competitive rates — and a dedication to the people who make up the community we call home, Central Bank is here to assist with your mortgage lending needs.

Home Equity/HELOC Loan Tools & Resources

Rate Sheet & Disclosures

Loan Requirements

Eligibility and General Requirements:
  • Borrower must own the property
  • Property must be borrower's primary residence
  • Property: single family dwelling
General Credit/Underwriting Requirements:
  • Debt to income ratio <43% or less
  • Combined loan to value under 80%
  • Credit score >700
Stable and sufficient income and assets to repay current debt obligations and new loan.


Turn to Central Bank for Wholesale HELOC and Home Equity Loans

Apply Now
NOTE: Central Bank no longer offers home improvement loans.

Meet Central Bank’s Home Equity Mortgage Department

Robin Harrison
NMLS #1778433
Scott Goodell
NMLS #555037
Federal Banking Agency regulations require mortgage loan originators to be registered with the Nationwide Mortgage Licensing System (NMLS) and given a "unique identifier."


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