Main Content
Select the search type
  • Site
  • Web


business Savings banner image


Skip Text

Dependable Business Savings Account and CD Options in Houston.

Your business savings account — and the tools that support it — shouldn’t create additional headaches in an already busy day. It should be the support you need to remain on solid financial footing, and to help your business prosper. Since 1956, Central Bank has partnered with Houston businesses of all sizes, offering personalized service and a range of financial solutions designed to help each company find success.

Business Savings Account

  • $200 Minimum Opening Balance
  • Zero Monthly Account Service Charge with $200 Minimum Daily Balance
  • Four Free Withdrawals Per Quarter
    • $2 Per Withdrawal After Limit is Reached
  • Access to Central OnLine web-based banking
  • Free Quarterly eStatements

Business Certificate of Deposit

  • $1,000 Minimum Opening Balance
  • No Service Charge
  • Access to Central OnLine web-based banking
  • Notice Sent at Maturity of Certificate Of Deposit
  • Earn Interest Based on The Amount and Term of The Certificate
Please Note: Substantial penalties for early withdrawal



Certificate of Deposit Account Registry Service®, (CDARS)

Protect your investments with Central Bank Certificate of Deposit Account Registry Service® (CDARS®). This service provides access to security and peace of mind for accounts which exceed $250,000. We handle everything through our bank, breaking your large deposit into smaller amounts and placing it with other banks that belong to a special network. Then, those member banks issue CDs in amounts below $250,000, so that your entire investment is eligible for FDIC insurance. You earn one rate on your entire investment and receive one regular account statement listing all of your CDs. Now, you can invest up to $50 million and be eligible for FDIC insurance on every dollar.


Want to Learn More?

Ready to Get Started?

Reach out for additional information about Central Bank business savings account options and related financial tools.
Contact Central Bank


You are leaving Central Bank's website.

The website you have selected is an external one located on another server. Central Bank has no responsibility for any external website. It neither endorses the information, content, presentation or accuracy nor makes any warranty, express or implied, regarding any external site.

Thank you for visiting Central Bank's website.


Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your Social Security number, account number, PIN numbers, date of birth, etc.


Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of FIS 2020.