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Business Savings

Convenient savings accounts for your business

Explore our business savings accounts below to see how we can grow your business in Houston. When you're ready to get started, give us a call at 832.485.2300 or click here to contact us.

Business Savings

  • $200 minimum opening balance
  • Avoid a $10 quarterly account activity service charge with a $200 minimum daily current balance
  • Interest is compounded and paid quarterly on a daily current balance of $200 or more
  • Four free withdrawals per quarter, additional withdrawals are $2 each
  • Central OnLine
  • Quarterly eStatement at no charge

Business Certificate of Deposit

  • $1,000 minimum opening balance
  • No service charge
  • Central OnLine
  • Notice sent at maturity of certificate of deposit
  • Earn interest based on the amount and term of the certificate

Substantial penalties for early withdrawal

Certificate of Deposit Account Registry Service®, (CDARS)

Protect your investments with our Certificate of Deposit Account Registry Service®, or CDARS®, which provides access to security and peace of mind beyond $250,000.  Everything is handled through our bank.  Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network. Then, those member banks issue CDs in amounts under $250,000, so that your entire investment is eligible for FDIC insurance. You earn one rate on your entire investment and receive one regular account statement listing all of your CDs. Now you can invest up to $50 million and be eligible for FDIC insurance on every dollar.  Click here to be redirected to the CDARS website to learn more.

Have more questions about CDARS? Read our blog FAQs: Your Guide to CDARS

Insured Cash Sweep (ICS)

Insured Cash Sweep (ICS) service gives you peace of mind by allowing access to multimillion dollar FDIC protection on your demand accounts, money market deposit accounts, or both.  Enjoy unlimited program withdrawals using ICS demand option or up to six program withdrawals per month using the ICS money market deposit options. Click here to be redirected to the ICS website to learn more.


Explore Business Savings at Central Bank

Central Bank has been partnering with local businesses in Houston since 1956. We understand that your savings are essential to your business’ day-to-day operations, which is why we’ve made it our priority to build relationships on a foundation of trust and reliable banking products designed for businesses of all sizes. As a relationship bank, we don’t just provide deposit accounts for your business; we offer personalized service and a variety of financial solutions to help your business grow. Start a conversation with an expert member of our business banking team today to learn how we can help. Get started today – contact Central Bank today by calling 832.485.2300, visiting one of our locations in the heart of Houston, or send us a message today.