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Personal Banking

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A Houston, TX Bank Centered Around You.

We like to think that personal banking is a lil’ bit different at this Houston, TX bank. At Central Bank, our team is driven by relationships, and we look forward to helping you reach your unique financial goals. Whether you’re seeking simple ways to access and oversee your funds, you’re preparing to purchase your next family home — or you’re just now embarking on your financial journey — we’re by your side for every step, at every stage. Together, let’s find the right services for you.
Your community bank knows it’s important to be able to access your personal banking funds — and other services through Central Bank — online. Our Central OnLine service gives you secure access to your account information and other financial tools, 24 hours a day! With secure login options, including Face ID login for iPhone X users, you can take comfort knowing your information is protected. (It’s our online version of Houston hospitality.) Check out our helpful how-to videos to learn more about how to use Central OnLine for your account.

Personal Banking Services

As a Central Bank customer, you have access to a full scope of tools, resources and services from our Houston, TX bank.
  • Automatic Transfers
  • Cashier’s Checks
  • Direct Deposit
  • Safe Deposit Boxes
  • Zero Balance Sweep


Central Bank in Your Wallet

Visa Check Card
Your Visa Check Card provides access to checking funds wherever Visa cards are accepted. It’s faster and easier than writing a check — and accepted in many places a personal check is not. Monthly statements include detailed descriptions of each card purchase.

Important Note About Non-Visa Transactions

Central Bank Credit Card
Your Visa® Central Bank Credit Card is accepted at businesses, financial institutions and ATMS around the world. Made possible through our partnership with ©TCM – Total Card Management, the Central Bank Credit Card helps you earn rewards 1 while managing day-to-day expenses.
See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1In order to access rewards, your account must be open and in good standing.

Apply Now




Access Great Tips for Keeping Your Funds Protected.





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You’re Protected Through SecurLOCK

Our fraud alert management service, SecurLOCK, offers added protection for your debit card! With real-time, two-way SMS texting ability for quicker fraud identification and prevention — and interactive voice and email fraud notifications if no response is received from you — SecurLOCK allows you to take an active role in protecting your important information.
Download the free mobile app from Google Play or the App Store!

Learn More


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By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of FIS 2020.