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Build Your Financial Future with a Central Bank Savings Account, Houston.

One of the best ways to ensure a solid financial future is through a savings account, Houston. Whether a home purchase is on the horizon, you’re preparing for retirement or you’re just starting out, Central Bank provides account options aimed at helping you reach your individual goals. We want to see you succeed. The way we see it, serving our neighbors is a way to support the incredible community we call home. Let’s work together to help you continue down your financial path with a Central Bank savings account, Houston.


A Quick Overview of Central Bank Personal Savings Accounts

Student Savings

As a community bank, we believe in looking out for our neighbors — and that includes helping them start out on solid financial footing. Our student savings options make it simple to start saving for the future.
  • $100 Minimum Opening Balance
  • No Maintenance Fee
  • Free Monthly eStatements with Images
  • Free Online Banking and Mobile Banking
  • 2 Free Withdrawals Per Month, Additional Withdrawals $2 Each
  • No Check Writing Available
  • No Early Closing Fees After 180 Days

Learn More



Individual Savings Account

Whether you’re saving up for something special or simply ensuring you’re prepared for the road ahead, Central Bank individual savings accounts provide a convenient, secure way to build your funds.
  • $200 Minimum Opening Balance
  • 4 Free Withdrawals Per Quarter, Additional Withdrawals $2 Each
  • No $10 Quarterly Service Charge if $200 Minimum Daily Current Balance is Maintained
  • Quarterly Savings Statement
  • Access to Central OnLine web-based banking
  • 24-Hour “Easy Access” Automated Customer Service
Account Details:
Account Earns Interest if the Minimum Daily Current Balance is $200 or More



Certificate of Deposit

Central Bank offers a variety of certificate of deposit (CD) options. Contact a team member to learn more about available CD options, and to discuss the best solutions for your financial needs.

Certificate of Deposit Account Registry Service® (CDARS)

Protect your investments with Central Bank Certificate of Deposit Account Registry Service® (CDARS®). This service provides access to security and peace of mind for accounts which exceed $250,000. We handle everything through our bank, breaking your large deposit into smaller amounts and placing it with other banks that belong to a special network. Then, those member banks issue CDs in amounts below $250,000, so that your entire investment is eligible for FDIC insurance. You earn one rate on your entire investment and receive one regular account statement listing all of your CDs. Now, you can invest up to $50 million and be eligible for FDIC insurance on every dollar.




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