Offering a Range of Mortgage Loans in Houston
Mortgage loans don’t have to be complicated. As the longest-serving independent bank in Houston, Central Bank takes pride in providing a wide range of mortgage products on our Wholesale and Mini-Correspondent channel that our friends and neighbors can trust. With competitive rates and underwriting carried out locally, from our banks in Houston, you can take comfort knowing you’ll have a thoughtful decision in no time. Our standing as a community bank means we regard you as more than a number. You are, first and foremost, our neighbor. Our financial experts work hard to develop lasting relationships with those we serve, and to provide a custom-tailored experience to meet their needs. From first mortgage portfolio loans, to second lien mortgages and everything in between, Central Bank is centered around you.
First Mortgage Portfolio Loan Highlights Include:
- Wholesale/TPO/Broker and Correspondent Loans Available
- 24- to 48-Hour Approvals for Borrowers Who Need to Close Quickly
- Loans for Borrowers with High DTI, Waiting to Sell Their Current Residence
- Loans for Borrowers Who Do Not Have a Standard FNMA Two-Year Income History
- Loans for Borrowers Who Are Recently Retired and Have Liquidity
- Foreign Nationals
- Common Sense Underwriting for Loans Outside Of "Agency Guidelines"
- Scenario Review and Credit Approvals to Purchasing Property
- Jumbo Loans Up To $2 Million
- Jumbo 50a6 Loans
- Competitive Rates
- Delayed Financing
- 5- and 7-Year ARMS
Please Note: Certain restrictions apply. Rates, programs and guidelines are subject to change without notice, or at underwriter's discretion. Equal housing lender.