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Rates

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Rates are subject to change without notice.  Member FDIC

Checking Accounts   Interest Rate  Annual Percentage Yield (APY)
Minimum Opening Deposit = $100 Central Choice Premier** 0.05% 0.05%
Central Choice Plus** 0.05% 0.05%
Money Market**    
$0 to $2,499 0.00% 0.00%
$2,500 to $9,999 0.05% 0.05%
$10,000 to $24,999 0.05% 0.05%
$25,000 to $99,999 0.05% 0.05%
$100,000 to $499,999 0.05% 0.05%
$500,000 and Over 0.10% 0.10%
Savings Account**   Interest Rate Annual Percentage Yield (APY)
Minimum Opening Deposit = $200   0.05% 0.05%
Student Savings Account**   Interest Rate Annual Percentage Yield (APY)
Minimum Opening Deposit = $100   0.05% 0.05%
Certificate of Deposits and Retirement Accounts**   Interest Rate  Annual Percentage Yield (APY)
Minimum Opening Deposit = $1,000 90 - 179 Days 0.05% 0.05%
180 - 364 Days 0.10% 0.10%
1 Year 0.10% 0.10%

**The Annual Percentage (APY) information listed is accurate as of the date indicated above. The APY assumes that all interest will remain on deposit until maturity. Fees could reduce earnings on the account. Penalties may be imposed for early withdrawal. The daily balance method is used to calculate the interest. Rates on checking and savings accounts may change after the account is opened.

For complete terms and conditions that apply to your account (i.e. fees, how interest is calculated, and early withdrawal penalties for CDs), please refer to your deposit agreement and fee schedule for your account. For additional information on our products and services, please speak with one of our Financial Service Representatives.

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