Main Content
Select the search type
  • Site
  • Web


Rates banner image


Skip Text

Rates are subject to change without notice. 
Member FDIC

Checking Accounts   Interest Rate  Annual Percentage Yield (APY)
Minimum Opening Deposit = $100 Central Choice Premier** 0.05% 0.05%
Central Choice Plus** 0.05% 0.05%
Money Market**    
$0 to $2,499.99 0.00% 0.00%
$2,500.00 to $9,999.99 0.20% 0.20%
$10,000.00 to $24,999.99 0.50% 0.50%
$25,000.00 to $99,999.99 0.75% 0.75%
$100,000.00 to $499,999.99 1.10% 1.10%
$500,000.00 and Over 1.50% 1.50%
Savings Account**   Interest Rate Annual Percentage Yield (APY)
Minimum Opening Deposit = $200   0.05% 0.05%
Student Savings Account**   Interest Rate Annual Percentage Yield (APY)
Minimum Opening Deposit = $100   0.05% 0.05%
Certificate of Deposits and Retirement Accounts**   Interest Rate  Annual Percentage Yield (APY)
Minimum Opening Deposit = $1,000 90 - 179 Days 0.35% 0.35%
180 - 364 Days 0.45% 0.45%
1 Year 0.50% 0.50%

**The Annual Percentage (APY) information listed is accurate as of the date indicated above. The APY assumes that all interest will remain on deposit until maturity. Fees could reduce earnings on the account. Penalties may be imposed for early withdrawal. The daily balance method is used to calculate the interest. Rates on checking and savings accounts may change after the account is opened.

For complete terms and conditions that apply to your account (i.e., fees, how interest is calculated, and early withdrawal penalties for CDs), please refer to your deposit agreement and fee schedule for your account. For additional information on our products and services, please speak with one of our Financial Service Representatives.

Central Bank & FDIC Deposit Insurance Coverage

At Central Bank, your money is protected and insured by the Federal Deposit Insurance Corporation (FDIC). This coverage provides peace of mind for customers and their account deposits. FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. FDIC insurance does not cover other financial products and services that banks may offer, such as stocks, bonds, mutual fund shares, life insurance policies, annuities or securities. The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership. The FDIC provides separate coverage for deposits held in different account ownership categories. For additional information regarding how your deposits are protected, visit the FDIC website.

You are leaving Central Bank's website.

The website you have selected is an external one located on another server. Central Bank has no responsibility for any external website. It neither endorses the information, content, presentation or accuracy nor makes any warranty, express or implied, regarding any external site.

Thank you for visiting Central Bank's website.


Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your Social Security number, account number, PIN numbers, date of birth, etc.


Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of FIS 2020.