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Secured Loans - Rates and Terms

Home Improvement (Pool Loans) Rates for 15-Yr Terms

≤ 80% CLTV 750+ 749 - 725 724 - 700
  $150K $150K $100K
4.75% 4.875% 5.00%
≤ 90% CLTV 750+ 749 - 725 724 - 700
  $90K $90K $75K
4.875% 5.00% 5.125%

 

 

 

Appraisal Requirements

Homes purchased within last 24 months:

  • If you purchased your home within 24 months you can use your sale price.

Homes purchased more than 24 months ago:

  • If your loan amount is $20,000- $75,000 you can use most recent county tax assessment.
  • If your loan amount is $ 75,001-$150,000 you will need a new appraisal.
Paid by borrower and must receive payment by credit card, prior to ordering appraisal. 		 

Standard Closing Costs

  • $15 Flood Certificate
  • $60 Recording (Counties vary)
  • $4 E-Recording Fee
  • $105 Title Report
  • $325 Courtesy Closing Fee
  • $150 Processing Fee

Appraisal if required $495 estimate

 

APPLY NOW (Online Application)

  • 100% pool contractor financing up to $150,000
  • Same day decisions in most cases
  • 5/10/15/20 year terms
  • 30 year amortization/15 year balloon
  • Dollar for dollar add back up to $75,000

Apply Now

 

 

Contact

Loan Specialist

Kelly Geer
214.236.3355

NMLS:
918515

Email:

Shawn Ramos
832.928.5719

NMLS:
1970345

Email:

Daryl Frevert
832.782.5271

NMLS:
411664

Email:

Lending Center

Lending Center
832.782.5270

Physical Address:
11201 Clay Road
Houston, TX 77041

Email:

 

 

 

Member FDIC • Equal Housing Lender • ©Copyright 2020 by Central Bank

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