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Secured Loans - Rates and Terms

Home Improvement (Pool Loans) Rates for 15-Yr Terms

 
≤ 80% CLTV
750+
749 - 725
724 - 700
 
$200K
$200K
$100K
5.15%
5.25%
5.35%
≤ 90% CLTV
750+
749 - 725
724 - 700
 
$100K
$100K
$75K
5.15%
5.25%
5.35%
 
 
 

 
 
 

 
 
 
 
 
Appraisal Requirements
Homes purchased within last 24 months
  • If you purchased your home within 24 months you can use your sale price.
Homes purchased more than 24 months ago
  • If your loan amount is $20,000- $100,000 you can use most recent county tax assessment.
  • If your loan amount is $100,001-$200,000 you may need a new appraisal.
Paid by borrower and must receive payment by credit card, prior to ordering appraisal.
 
Standard Closing Costs
  • $15 Flood Certificate
  • $60 Recording (Counties vary)
  • $4 E-Recording Fee
  • $105 Title Report
  • $325 Courtesy Closing Fee
  • $150 Processing Fee
Appraisal if required $750 estimate
 
 
APPLY NOW (Online Application)
  • 100% pool contractor financing up to $200,000
  • Same day decisions in most cases
  • 5/10/15/20 year terms
  • 30 year amortization/15 year balloon
  • Dollar for dollar add back up to $100,000
  

 

Contact

Loan Specialists

 

Shawn Ramos
832.928.5719

NMLS:
1970345

Email:

Israel Pena
972.755.9041

NMLS:
490256

Email:


Lending Center

 

Physical Address:
11201 Clay Road
Houston, TX 77041

 

Email:

 

 

 

Member FDIC • Equal Housing Lender • ©Copyright 2021 by Central Bank

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