FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Offering a Range of Mortgage Loans in Houston.
Mortgage loans don’t have to be complicated. As the longest-serving independent bank in Houston, Central Bank takes pride in providing a wide range of mortgage products on our Wholesale and Mini-Correspondent channel that our friends and neighbors can trust. With competitive rates and underwriting carried out locally, from our banks in Houston, you can take comfort knowing you’ll have a thoughtful decision in no time. Our standing as a community bank means we regard you as more than a number. You are, first and foremost, our neighbor. Our financial experts work hard to develop lasting relationships with those we serve, and to provide a custom-tailored experience to meet their needs. From first mortgage portfolio loans, to home equity loans and everything in between, Central Bank is centered around you.
First Mortgage Portfolio Loan Highlights Include:
Wholesale/TPO/Broker and Correspondent Loans Available
24- to 48-Hour Approvals for Borrowers Who Need to Close Quickly
Loans for Borrowers with High DTI, Waiting to Sell Their Current Residence
Loans for Borrowers Who Do Not meet secondary market guidelines
Loans for Borrowers Who Are Recently Retired and Have Liquidity
Foreign Nationals
Common Sense Underwriting for Loans Outside Of "Agency Guidelines"
Scenario Review and Credit Approvals to Purchasing Property
Jumbo Loans Up To $4 Million
Jumbo 50a6 Loans
Competitive Rates
Delayed Financing
5- and 7-Year ARMS
Please Note: Certain restrictions apply. Rates, programs and guidelines are subject to change without notice, or at underwriter's discretion. Equal housing lender.
Other Available Programs for Wholesale Brokers:
ITIN Programs
12- to 24-Month Bank Statements
1099 Programs
Investor Cashflow
Conventional Down Payment Assistance Programs
Meet the Team Behind Our Wholesale and Mini-Correspondent Channel
Heather Palomo
NMLS #289910
EVP, Mortgage Lending Manager
832.485.2316
hpalomo@cbhou.com
Latasha Flowers
NMLS #1816020
VP, Mortgage Lending
832.782.5277
lflowers@cbhou.com
Michael Pavlica
NMLS #513975
Account Executive
832.655.7344
mpavlica@cbhou.com