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Mortgages

A Custom Approach by Top Houston Mortgage Lenders.

At Central Bank, our Houston mortgage lenders are big believers that a home loan should be as unique as the individual who needs it. With access to hundreds of local, state and federal loan resources — and a deep understanding of the Houston housing market — we’re here to make that “home sweet home” process a bit sweeter. In our minds, that’s all part of being a good neighbor. Reach out to our Houston mortgage lenders to learn how we can make our flexible terms and low interest rates work for you.

What happens once the closing costs are paid and the keys are in hand? Our dedication to personalized service continues on. As a community bank built on relationships, our team is here to help with your future needs, too. When it comes time to make home improvements, or to add a new vehicle to the mix, trust that you can always turn to Central Bank.

Our financial experts are here to help. Contact our team at mtgscenarios@cbhou.com to learn more about the affordable options and one-of-a-kind solutions available through your community bank.


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Access Your Ideal Mortgage in Houston with Ease

  • Conventional Conforming

  • Tax Identifications Loans (ITIN Loans)

  • Federal Housing Administration (FHA) Loans

  • Veteran Administration (VA) Loans

  • Jumbo Loans 5% down up to $1.2 million

  • Primary Residences, Second Homes or Investment Properties

  • Purchases, Refinances Texas Cash-Out and Jumbo Texas Cash-Out

  • Non-Conforming, Non-QM Products Available

  • Fixed Rate Terms available

  • ARMs Available

  • Alternative Income Documentation:

    • Investor Cash Flow Investment Properties (qualify with rental income on the appraisal rent schedule)

    • Self-Employed borrowers qualify with bank statements or profit and loss statements

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