FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Offering Flexible Options for Home Equity Loans & HELOCs.
Central Bank provides trusted mortgage services in an effort to make additional lending options available to community businesses. After all, no two companies are exactly alike — and neither are their financial needs. The mortgage experts at our community bank take time to get to know our clients, and to create a custom approach to help them find financial success. With competitive rates — and a dedication to the people who make up the community we call home, Central Bank is here to assist with your mortgage lending needs.
Home Equity/HELOC Loan Tools & Resources
Rate Sheet & Disclosures
Loan Requirements
Eligibility and General Requirements:
Borrower must own the property
Property must be borrower's primary residence
Property: single family dwelling
General Credit/Underwriting Requirements:
Debt to income ratio <43% or less
Combined loan to value under 80%
Credit score >700
Stable and sufficient income and assets to repay current debt obligations and new loan.
Turn to Central Bank for A HELOC Loan
Note : Central Bank no longer offers home improvement loans.
Turn to Central Bank for a Home Equity Term Loan
Home Equity Term Loan must be in Houston metro Area
Note : Central Bank no longer offers home improvement loans.
Meet Central Bank’s Home Equity Mortgage Department
Robin Harrison
832.485.2337
NMLS #1778433
Michael Pavlica
832.655.7344
NMLS #513975
Federal Banking Agency regulations require mortgage loan originators to be registered with the Nationwide Mortgage Licensing System (NMLS) and given a "unique identifier."