A: Eligibility and General Requirements
List all of your verifiable assets in the asset section on the application:
List all of your verifiable sources of income:
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* APR= annual percentage rate 4.99% APR on a $50,000 loan would result in 60 monthly payments of $945.13. Your loan terms, including APR, may differ based on the loan purpose, amount, term, and your credit profile. Advertised rates and terms are subject to change without notice. All loans subject to credit approval.
**No Closing cost Valid on owner-occupied, 1–4-family residential properties. Property and hazard insurance are required and are the responsibility of the borrower. If an appraisal is needed the customer will be responsible for the fee. If owner title insurance is required the customer is responsible for the owner title insurance premium. ADDITIONAL “NO CLOSING COSTS” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points; application fee; flood check fee; credit report fee; mortgage recording fee; abstract update or title search fee; lender title insurance fees; settlement fee; mortgage recording tax.
***15 year balloon loan example: $50,000 loan amount with 6.128% APR would result in 179 payments of $304.62 and 1 payment of $36,110.96.
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