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Advertiser Disclosure: All unsecured lending services are provided by LightStream and we may be compensated by LightStream through the link provided.

LightStream Unsecured Loans

Q: How do I know if I'm eligible or qualify for the loan?

A: Eligibility and General Requirements

  • Minimum FICO Score 660
  • Several years of credit history with a variety of account types such as major credit cards, installment debt and mortgage debt if applicable
  • A good payment history with few, if any, delinquencies or other problems repaying debt obligations
  • An ability to save evidenced by some or all of the following: Liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt
  • Stable and sufficient income and assets to repay current debt obligations and any new loan

 

Get funds up to $100,000 to tackle your entire pool project. Apply for a low-interest, unsecured LightStream loan today!

 

Apply Now – LightStream Unsecured Loan

 

UNSECURED Apply Now

 

 

HELPFUL HINTS - UNSECURED LOANS:

LightStream makes it fast and easy to get the unsecured financing you need. Apply online from your smartphone, tablet or computer.

List all of the following:

  • Annual salary
  • Other "annual" income
  • Total monthly housing costs
  • Estimated equity in home (if owned)
  • Checkings/savings
  • Stocks/bonds
  • Retirement and 401k

 

List all of your verifiable sources of income

  • Bonuses, commissions, tips, interest, dividends, alimony, child support, etc. Please note: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

 

How does the LightStream loan process work?

  • Apply online. You will receive a response shortly (during business hours).
  • Accept loan agreement. Once approved, e-sign your loan agreement and set up your loan for funding.
  • That's it! Use your loan. Receive your funds as early as today.†

 

 

 

Central Bank Secured Second Liens

(MUST meet requirements below to apply)

Q: How do I know if I’m eligible or qualify for the loan?

A: Eligibility and General Requirements

  • Borrowers must own the property
  • The property must be the Borrower's primary residence
  • Property must be single-family dwelling
  • Meet general credit/underwriting requirements
    • Debt to Income < 43%
    • Combined loan to value under 90%
    • Credit Scores >725
  • Eligible Project type of construction: Gunite and Fiberglass inground pools
  • Construction can't be started until after closing
  • An ability to save evidenced by some or all of the following: Liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt
  • Stable and sufficient income and assets to repay current debt obligations and any new loan

 

Ready to get started? Apply for a Texas Secured Loan online today!

 

Apply Now – Central Bank Secured Loan

 

(Must meet requirements above to apply) 

 

 

SECURED Apply Now

 

 

HELPFUL HINTS - SECURED LOANS:

Completing the online application for a quick loan decision.

List all of your verifiable assets in the asset section on the application:

  • Checking/savings
  • Stocks/bonds
  • Retirement/401k

 

List all of your verifiable sources of income:

  • Salary, bonus, commissions, dividends, interest, rental income

 

Best way to contact you:

  • A Central Bank Home Improvement specialist will be contacting you shortly to review your on line application and discuss the many programs available and what best fits your family budget.

 

 

† You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Equal Housing LenderTruist Bank is an Equal Housing Lender.
© 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners.  

 

 

Member FDIC • Equal Housing Lender • ©Copyright 2020 by Central Bank

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