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Secured Loans for Your Home Improvements

Apply Now: Central Bank Secured Loans

 

 

SECURED Apply Now

 

 

(MUST meet requirements below to apply)

 

Q: How do I know if I’m eligible or qualify for the loan?

A: Eligibility and General Requirements

  • Borrowers must own the property
  • The property must be the Borrower's primary residence
  • Property must be single-family dwelling
  • Meet general credit/underwriting requirements
    • Debt to Income < 43%
    • Combined loan to value under 90%
    • Credit Scores >725
  • Eligible Project type of construction: Gunite and Fiberglass inground pools
  • Construction can't be started until after closing
  • An ability to save evidenced by some or all of the following: Liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt
  • Stable and sufficient income and assets to repay current debt obligations and any new loan

 

Ready to get started? Apply for a Texas Secured Loan online today!

 

 

 

 

 

 

 

 

 

HELPFUL HINTS - SECURED LOANS:

Completing the online application for a quick loan decision.

List all of your verifiable assets in the asset section on the application:

  • Checking/savings
  • Stocks/bonds
  • Retirement/401k

 

List all of your verifiable sources of income:

  • Salary, bonus, commissions, dividends, interest, rental income

 

Best way to contact you:

  • A Central Bank Home Improvement specialist will be contacting you shortly to review your on line application and discuss the many programs available and what best fits your family budget.

 

 

 

 

 

Member FDIC • Equal Housing Lender • ©Copyright 2020 by Central Bank

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