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Bill Pay

Now Offering Bill Pay Direct

We all have bills and none of them are due at the same time. It can be hard to keep track of what's due when. Bill Pay Direct can connect many of your accounts that you pay into one place and see them in real-time.

Bill Pay Direct is a modern bill pay service for consumers. This new feature can be found within your Online and Mobile Banking menu under the Transactions tab. This service does not replace our Bill Pay service, but is an additional option for users to view and manage payments made using a Central Bank Account or Debit Card.

Benefits of the Service:

  • Instantly pay bills with your Central Bank Account or Debit Card, even up to your due date — no need to wait 2-3 days for your payments to process or 5+ days for checks to be delivered
  • Easily stay on top of your bill balances and payments with quick access to bill details including Amount Due and Due Date
  • Thousands of eligible billers and growing
  • Text or Email notifications for upcoming bills
  • Consolidated view to see payments made as well as upcoming payments that are connected to your Central Bank account

Once you are in Online or Mobile Banking click on the Transactions tab to find Bill Pay Direct. To view, manage and pay your bills using Bill Pay Direct follow these three easy steps:

  • Select the company you want to connect to your Debit Card
  • Enter your account information to verify the account
  • Click setup payments to connect your Central Bank Account and Debit Card

Consumer Bill Pay

Consumer Bill Pay gives you the freedom to enjoy life.

  • Receive and pay your bills electronically all in one place and all from your computer.
  • Schedule single or recurring payments in just a few steps, and you'll never worry about missing a bill or late fees.
  • Save money every month on stamps and trips to the post office by making payments online
  • Protect against check fraud with electronic payments instead of unsecured mail.
  • Track your payments history at a glance and view all of your future scheduled transactions.
  • Check your account status to securely confirm that payments went through.


Person to Person

This convenient feature allows you to make person-to-person payments electronically to anyone you choose, such as a landlord, babysitter or relative.

Choose the option that’s best for you.

  • Provide the recipient’s email address and a secure password of your choosing. The recipient then logs in to a secure site using that password and provides the required account information. A payment is deposited electronically from your account into their account.
  • Provide the recipient’s bank routing number and deposit account information and a payment is sent electronically.
  • Provide the recipient’s mailing address and a paper check will be mailed.

Sending money electronically is faster, more convenient and more secure than sending a check. And even when a paper check is necessary, online bill pay can save you time. That’s because we mail your check directly to the recipient, which saves you a trip to the post office.

When you add a payee, simply choose to add an individual rather than a company or business.

Still have questions? Watch the Demo.

Transfer Money

This useful feature allows you to securely and easily transfer funds electronically from one deposit account to another.

You move money where you need it, when you need it—anywhere, anytime, right from your online bill pay account. Depending on your needs, you can set up one-time or recurring transfers between accounts at Central Bank or to/from accounts at other institutions.

This helpful feature eliminates the need for more expensive wire transfers and the hassle of written checks. It’s a quick, secure and flexible way to manage your funds and accounts online.

Select “Add Account” in the “Transfers” tab. Once the setup process is complete, you can transfer funds to or from that account.

Still have questions? Watch the Demo.

Gift Pay

This helpful feature allows you to easily send a gift check or charitable donation from your online bill pay account.

  • To send a gift check, choose a check design for the occasion and add a personalized message to the recipient.
  • Donation checks can be sent in memory or in appreciation of someone you wish to honor. You can also send a personalized email message to notify others of your donation.
  • We send the gift or donation check to the recipient. Funds are withdrawn when the check is cashed.

With GiftPay, you don’t have to worry about stamps or trips to the post office. Plus, GiftPay gift checks cost less than most greeting cards but still offer a range of colorful designs to suit the occasion and the option for personalization.

Just add the name and address of the gift check recipient or charity. For donations, you can enter the charity of your choice or simply select from our broad list of popular charities.

Check Imaging

This handy feature allows you to see cleared checks.

Within the details of a check payment is a link to view the image of that cleared check. Seeing the image of the check lets you quickly verify signatures and other important aspects of your payment.

Check Imaging is a convenient way to monitor account activity right from your online bill pay account. It can help you ensure accurate and secure transactions.

From your payment history, select “View” to see payment details. From there, simply click on the “View cleared check” link. An image of the cleared check, front and back, appears on screen.

Business Bill Pay

Business Bill Pay streamlines the back office functions of your small business and allows you to make payments to virtually and individual or company through your online banking account.

  • Delegate the payment responsibilities, specify who and which payments to make and set up final approvals
  • Set permission controls so you maintain the final say
  • Create your own customized website that allows customers to pay online with a credit card
  • Pay multiple business' bills and view payment activity
  • Run customized reports with information your business needs and track company spending
  • Transfer money anytime, anywhere with account-to-account transfers

Still have questions? Watch the Demo.